228 loan Things To Know Before You Buy
228 loan Things To Know Before You Buy
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(ii) All of the counties while in the nonmetropolitan space of a Point out (using the MSA boundaries that were in outcome as of January one of your calendar year wherein the delineation applies), excluding:
A lender have to make accessible to the public for inspection, upon ask for and without charge, the data necessary In this particular area as follows:
If a military financial institution delineates the entire U . s . and its territories as its sole facility-centered evaluation region pursuant to § 228.sixteen(d), the Board evaluates the bank exclusively for the establishment level depending on its efficiency in its sole facility-based assessment spot.
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The Board may perhaps approve a prepare right after considering the factors in paragraph (h)(three) of the area and when it establishes the bank has delivered enough justification for your approach and each aspect of the system as needed in paragraph (d) of this part.
(i) All the knowledge essential for that financial institution's general public file needs to be managed at the main office and, if an interstate bank, at one department Business in Every single Condition; and
(two) The dispersion of the lender's closed-finish dwelling property finance loan lending, compact business enterprise lending, modest farm lending, or vehicle lending inside a facility-based evaluation spot to find out regardless of whether you will find gaps in lending that aren't discussed by efficiency context;
If an intermediate bank opts being evaluated pursuant to the Group Growth Funding Check in § 228.24, the Board evaluates the intermediate financial institution for the evaluation period of time previous the lender's subsequent CRA evaluation pursuant on the Group Development Financing Examination in § 228.24 and carries on evaluations pursuant to this performance check for subsequent evaluation periods right up until the financial institution opts out.
The Board testimonials the effect and responsiveness from the bank's Local community advancement loans and Group growth investments that advantage or more info provide a multistate MSA, as supplied in § 228.fifteen.
The Board assigns conclusions for your functionality of a bank functioning underneath a strategic system pursuant to § 228.
모바일 웹 브라우저(크롬, 사파리 등)에서 ""을 주소창에 입력하면 네이버 모바일 웹 페이지로 이동합니다.
) Any rise in the calendar 12 months to an current Group advancement loan that's refinanced or renewed or to an existing community development investment that's renewed;
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The Bank Multistate MSA Group Progress Financing Metric actions the dollar quantity of a financial institution's community progress loans and Neighborhood development investments that benefit or serve a multistate MSA in comparison to deposits during the financial institution situated in the multistate MSA, calculated pursuant to paragraph II.g of appendix B to this part.